Our Services

Employee Benefits

Small to mid-sized companies rely on us to design and service quality group health plans and other employee benefits.  Our clients range from 3 to 300 employees across all types of industries, but they all have one thing in common:  They want to attract and retain quality employees.  Whether your company is looking to implement a new group plan or enhance your current offering, we can help navigate the process.  We provide creative strategies to create the most cost-effective package possible.  We also assist with COBRA and ACA compliance.

Life Insurance

Life insurance ensures that the people you care about will be provided for financially, even if you’re not there. The proceeds from a life insurance contract can be used to help pay bills, continue a family business, finance future needs (like your children’s education) or protect your spouse’s retirement plans.  You can even utilize a life insurance contract to accumulate cash for use during your lifetime. In addition, life insurance is commonly used in estate planning.  From term insurance to permanent solutions, we help our clients identify what strategy will yield the best results for their families.

Long Term Care Insurance

Long-term care situations can take a major financial and emotional toll on a family.   Most people don’t have adequate savings to cover the potentially devastating costs of needing this type of care, so having a partner in an insurance company can be invaluable.  Unlike the long-term care policies of yesteryear, today’s policies are predictable, stable, and guaranteed.

Disability Insurance

Could you afford to live without your income? If you depend on your paycheck to pay the bills and support your lifestyle, you should protect it with Disability Insurance. This coverage is designed to replace a percentage of your gross income on a tax-free basis should a sickness or injury prevent you from earning an income in your occupation.

Property & Casualty

Managing liability and exposure to risk for both your corporate and personal assets should be a key priority.  Our Partners in these areas understand that every situation is different and have access to top industry carriers and products to create a customized solution for each client